Once the deadline has passed, people will no longer be able to spend Bank of England paper notes in shops. The currency is the same (Pounds Sterling) but the issuing banks, and therefore the design of the notes, are different. and our The BBC is not responsible for the content of external sites. Explained: Why Scottish banknotes can be rejected, Judy Murray's Scottish banknotes refused in London bakers, Video: watch rugby fan being refused sale of, because he wanted to pay with Scottish money, Iain Macwhirter: Dear EU 27, heres why you shouldnt give up on Scotland. Some banks in Scotland and Northern Ireland have permission to print their own notes and they choose to do just that. Location: Massachusetts, USA; AA Plat (2.91MM), DL GM and Flying Colonel (1.04MM); Bonvoy Gold. What is legal tender? Write by: Speed limits: in towns 30 miles/h (48 km/h), on ordinary roads 50 miles/h (80 km/h), on motorways 70 miles/h (112 km/h). They are legal tender they should accept them. Famous Scottish King Robert the Bruce appears on the front, as he has done on their notes since the 1970s. These adverts enable local businesses to get in front of their target audience the local community. By logging into your account, you agree to our Terms of Use and Privacy Policy, and the use of cookies as described therein. It should have been a safe space for informed debate, somewhere for readers to discuss issues around the biggest stories of the day, but all too often the below the line comments on most websites have become bogged down by off-topic discussions and abuse. Scottish notes are commonly accepted in England, but some, especially smaller stores, may refuse them, which they have a legal right to do, so it's better to make sure that only Bank of England . Budget chain hotels to luxurious country house manors. Both Scottish and English notes are widely used in Scotland. There are camping and caravan sites throughout the UK, for short and long stays. Programs: BA Gold, TG Gold, HHonors Diamond, SPG Plat. Data returned from the Piano 'meterActive/meterExpired' callback event. That slightly surprising answer comes from the very esoteric definition of exactly what "legal tender" means in the law of England and Wales. In:Uncategorized. 83 helpful votes. You can find Coinstar machines in most supermarkets, and they work by automatically sorting your change and converting it either into a voucher for cash that you can exchange at the customer services counter, or a voucher for money off your shopping. For other inquiries Contact Us. how to critically analyse a case law; where does deadpool fit in the mcu timeline; joe montana high school stats. But getting people to accept Scottish notes in London might prove problematic as it's possible they've never seen them, and it's a matter of ignorance. If you hand over a 50 note to pay for a banana in your local grocery store, the staff are within their rights to choose not to accept it. This will come just over a year since the new 50 polymer notes . Some rural areas are less well served. The World Road Association - UK national committee. Read about our approach to external linking. Older paper versions of bank notes are being removed from circulation, Explosive found in check-in luggage at US airport, Harry and Meghan told to 'vacate' Frogmore Cottage, Same-sex marriage ban not discrimination - Japan PM, Whiskey fungus forces Jack Daniels to stop construction, UN to ignore remarks of India guru's fictional country, Aboriginal spears taken in 1770 to return to Sydney, Rare Jurassic-era bug found at Arkansas Walmart. We are doing this to improve the experience forour loyalreaders and we believe it will reduce the ability of trolls and troublemakers, who occasionally find their way onto our site, to abuse our journalists and readers. es, you can but it doesn't legally have to be accepted. England is famous for its beer (dark ale, served draught in pubs) and cider, and Scotland for its whisky. Santander cuts benefits on 123 account Some banks including Bank of Scotland, Barclays, Halifax, HSBC, Lloyds, NatWest, Royal Bank of Scotland and Ulster Bank will allow customers to deposit old paper notes. Type your thread title into the search box. But it doesn't necessarily mean they will be. Or is it pretty much a myth, up there with swans breaking peoples arms? Yes, you can but it doesn't legally have to be accepted. Voting Is Now Open for the 2021 FlyerTalk Awards! Are notes from Scotland and Northern Ireland legal currency? New Scottish 20 notes: when Bank of Scotland and Clydesdale 20 polymer notes were launched - and when old notes expire February 2020 saw the launch of the brand new polymer 20 note. The best time to visit the UK is in the summer (June, July, August), but good weather cannot be guaranteed. Motorways are mostly free, apart from the M6 Toll Road and certain bridges/tunnels. Outside of these hours please call 0800 5877708. Media EnquiriesDeborah Lewis T: 020 7756 4212 M: 07845 051939 E: deborah.lewis@santander.co.ukMiranda Seymour T: 020 7756 4189 M: 07860 857 999 E: miranda.seymour@santander.co.uk. Londoners are pretty used to Scottish notes; presenting them in rarely-visited parts of the south can cause raised eyebrows, but it is still rare. I hand it over and most customers look at me as if I'm playing a practical joke on them. The Bank of England says: In ordinary everyday transactions, the term legal tender in its purest sense need not govern a banknotes acceptability in transactions. But are Scottish - and for that matter Northern Irish - bank notes legal tender and do you have to accept one if it is handed to you? The law requires drivers and passengers over 14 to wear a seatbelt if available. Type G (British 3-pin): BS 1363 (British 13A/230-240V 50 Hz earthed and fused). Got to get rid of it now and I know when I give it over I'll look really guilty. Does that make me feel second class living on an island? I agree, you will have no problem. This means that we may include adverts from us and third parties based on our knowledge of you. There is a very distinct difference. Scotland uses the pound sterling, which is the legal tender throughout the United Kingdom (England, Scotland, Wales, and Northern Ireland). Technology means that readers can shape a discussion. The scrapping comes shortly after Queen Elizabeth II's death, which will see King Charles III's image gradually rolled out on coins and . The paper notes have not been valid since after September 30, 2022. The answer is. The UK telecommunications system is excellent; its mobile network is highly developed. There are a lot of trucks on the roads; only the heaviest loads travel by rail. In Scotland and Northern Ireland, only Royal Mint coins are legal tender, with English bank notes not classed as legal tender. Three banks in Scotland are authorised to issue notes: Bank of Scotland, Clydesdale Bank and Royal Bank of Scotland. But it's not against the law for a shop to refuse to accept the notes - they might not be used to seeing notes from Scotland or Northern Ireland and if they don't recognise them easily they might choose not to take them. I'm sure i've used Scottish notes in London before. In Scotland three banks print their own notes: Bank of Scotland, Royal Bank of Scotland and Clydesdale Bank. The new 10 note is out today - but can I use it everywhere in Newcastle? A Scot accused an English Subway store of 'racism' after refusing to accept a banknote. Famous Scottish writer Sir Walter Scott appears on the front of the notes. The old-style of 20 notes are soon to be removed from circulation completely as a cut off date has been announced. We accept Scottish notes at work, they're a bugger to get rid of though. This site is part of Newsquest's audited local newspaper network. Scottish notes are intended for Scotland. Standards vary greatly, but prices are very reasonable. Don't rush into another application yet So many customers who are turned down for a mortgage by a high street lender make the mistake of rushing out for a second . As an island, the UK has very variable weather. Santander will continue to accept the cotton 20 notes across its branches. The old-style of physical bank notes, made from paper and not plastic, will no longer be usable from 30 September 2022, according to the Bank of England. Withdraw cash. The note will feature JMW Turner and The Fighting Temeraire, which is one of Turners most famous paintings and was a tribute to the ship that played a distinguished role in Nelsons victory at the Battle of Trafalgar in 1805. Scan this QR code to download the app now. A Gannett Company. They are supposed to be accepted just as Euro's are. Save. How to Earn Airline Miles While Sheltering in Place, We Called and Asked: These European & Middle East Airlines Are Retaining Status, By logging into your account, you agree to our, The "legal tender" comment is so so true!!! Hotspots providing Internet access include Wi-Fi cafs, where would-be users need to bring their own wireless-enabled devices. Run or inspired by celebrity chefs. First Trust Bank/AIB plan to stop issuing their own notes this summer. Are Scottish & Northern Irish notes legal tender? If Santander have declined your mortgage application or you think there's a good chance they're about to, here are the steps to take to keep your home-buying plans intact. Despite competition, cost is fairly high. From 30 September 2022, England's paper 20 and 50 banknotes will no longer be accepted as legal tender. Answer (1 of 18): Legally, yes. We also give cash for withdrawn Bank of Scotland banknotes. The notes are also legal currency and are. Santander UK is a financial services provider in the UK that offers a wide range of personal and commercial financial products and services. Legal tender is only concerned with. The Post Office has an agreement with all high street banks in the UK, allowing anyone to deposit cheques, coins, and notes - even withdrawn notes and old 'round pounds' - straight into their usual bank account. Waterproof, warm clothing is advisable at all times, and is essential for any visits to upland areas. Three banks in Scotland are authorised to issue notes: Bank of Scotland, Clydesdale Bank and Royal Bank of Scotland. Generally the driver must be 21, hold a valid driving license featuring photo ID, present a recent utility bill if the address given is different from that mentioned on the license, and in some cases leave a thumbprint. Trying to spend Scottish money anywhere outside of Scotland is a nightmare sometimes. Guernsey, Jersey, the Isle of Man and Gibraltar all have local issue Sterling but the BoE does NOT choose to accept them. Temporary tender. All British currency features an image of the Queen's head on one side. Look Also at the rating of the United States Federal Aviation Administration (FAA). Many hotels now also have public terminals, though these are usually fee-based. That means no-one should pay you with them and you should not accept one. The paper-style 5 note was withdrawn from circulation in May. However, the Scottish banknotes were only considered legal currency. Thanks. These notes will continue to be honoured, however, if you have any of these notes, you should take these to your branch/bank for credit to your account.. After this date you will no longer be able to use the notes in shops, but you will be able to. Some multimedia phone booths, often located at main railway stations and airports, offer touch-screen access. Credit, debit cards and traveller checques (preferably in GBP) are widely accepted. London cabbies are generally an awful bunch. While businesses in Scotland will typically always accept English banknotes, the courtesy isn't mutual, and lots of English establishments will be reluctant to accept Scottish banknotes. A spokesperson for the Committee of Scottish Bankers said: "Thanks to the work that the issuing banks have already undertaken to swap the older paper notes with the more secure, environmentally friendly polymer notes, the majority of 5 and 10 notes have already been replaced with polymer. The Committee of Scottish Bankers is encouraging the public to spend or exchange these notes before 1 March. Santanders Director of Transformation and Support, Kirsty Lacey said: Were delighted to be stocking the new notes in over a dozen of our branches on the first day of launch. But you can legally pay for things with it. The notes printed by the banks in Scotland and Northern Ireland are legal currency and can be used anywhere in the UK. Our journalists strive for accuracy but on occasion we make mistakes. I've had Scottish notes in my change too - never bothered me. February 27, 2023 new bill passed in nj for inmates 2022 No Comments . Santander, Santander Trade and the Flame logo are registered trademarks. CASH 20 and 50 notes are no longer legal tender - but fear not as you can still exchange them. Retailers may refuse to accept Scottish paper 5 and 10 banknotes from 1 March onwards at their own discretion. Legal tender has nothing to do with paying for goods. READ MORE:Video: watch rugby fan being refused sale of scarf because he wanted to pay with Scottish money, The Bank of England states:The term legal tender does not in itself govern the acceptability of banknotes in transactions. Although they are legal tender, shops do not always have to accept the big 50. In London, a congestion charge applies to cars entering the inner city zone. Degrees Celsius, with degrees Fahrenheit often quoted in brackets. We pay for your stories and videos! http://www.bankofengland.co.uk/banknotes/about/faqs.htm#16. They're high street banks so are printing notes on behalf of their own. In England and Wales, Royal Mint coins and Bank of England notes are legal tender. Why do Scotland and Northern Ireland have their own banknotes? I've never had any problems spending Scottish money in England, but i have had problems spending Northern Irish money here , when both are as legal as each other. Time and Time Difference | The information contained in our press releases is intended solely for journalists and should not be used by consumers to make financial decisions. Email us atscoop@thesun.co.ukor call 0141 420 5300, Inside the kebab shop crowned 'best in Scotland' for a second year, Big card shop to shut more stores this month after closures last year, Scottish council tax rises REVEALED - find out how your area is affected, Hugely popular Glasgow bar set for second venue in Scots city, News Group Newspapers Limited in England No. I can't say I've ever had problems spending RBS/BoS/Clydesdale notes here in the South West. This makes them harder to counterfeit than paper notes. The note features the image of historic Scottish businesswoman Kate Cranston, making it the first Scottish 20 note to feature a woman, other than the Queen, on its front. I've never had any problems in Birmingham when I come back from visiting family in Scotland using Scottish notes. The latest notes to be withdrawn from use are paper 20. I've got a Gibraltar 20p coin in my purse. by . The latest notes to be withdrawn from use are paper 20 and 50 notes. Scottish issuing banks will accept paper notes in pay-ins from customers. Scottish notes are generally accepted by the large retailers, but as a rule of thumb the further south of the border you go the less likely it is, not surprisingly. Its purpose is to help people and businesses prosper in a simple, personal and fair way. For further details of our complaints policy and to make a complaint please click here. This deadline coincides with the withdrawal date for The Bank of England's paper 10 note. You can check this on the Financial Services Register by visiting the FCAs websitewww.fca.org.uk/register. These banknotes are used as a means of payment in Scotland but they are not legal tender in other parts of the United Kingdom. Scottish paper banknotes are being taken out of circulation as Polymer becomes more popular due to its longevity. 679215 Registered office: 1 London Bridge Street, London, SE1 9GF. We are making the subscriber-only change to support our valued readers, who tell us they don't want the site cluttered up with irrelevant comments, untruths and abuse. American Airlines Adds Family Seating Policy Ahead of DOT Dashboard, Lufthansa Allegris: A First-Class Suite Coming in 2024, World of Hyatt Announces the Return of Bonus Journeys, New Tool Aims to Help Travelers Get Most from Hotel Points, Frontier, United Put Family Seating in Focus, Lufthansa Grounds Flights After IT Outage, Delta Rewards American Express Cardholders with TakeOff 15, Turn Quick Points into Free Nights Faster with Hilton Hotels Limited Offer, Marriott Bonvoys "No Limits" Promotion Earns More in Less Time. We also hope it will help the comments section fulfil its promise as a part of Scotland's conversation with itself. www.santander.co.uk. The expiry date for the old 20 notes comes just a few weeks after the death of Queen Elizabeth II. Scottish paper notes will continue to be accepted according to the Committee of Scottish Bankers, reports the Daily Record. For detailed information, see, International telephone standards GSM 900 and GSM1800. I am Scottish living in England and I used to travel quite alot between the two. Sadly, no - 1p and 2p coins only count as legal tender for any amount up to 20p. We are read by an informed, educated readership who can add their knowledge and insights to our stories. All three Scottish banks print 100 notes too! Metric, except for roads where distances, speeds and size restrictions are still signed in. The term relates to settling debts, and means a creditor can not sue a debtor for non-payment if the party who owes the money supplies the right amount in any form of legal tender. Paying | It is important that we continue to promote these adverts as our local businesses need as much support as possible during these challenging times. There are numerous public telephones, some coin-operated, some taking phone or credit cards. If you are dissatisfied with the response provided you can However, most shops in England will accept them. 1 English GBP = 70PHP. That Scottish or Ulster businesses will accept them in their respective territories as a matter of course does not change the legal status of the banknotes. Or by navigating to the user icon in the top right. In England, businesses are not forced to accept bank notes printed by the seven Scottish and Northern Irish banks. Here's the full list of banks the Post Office has this agreement with: Allied Irish Bank (GB) Cashplus Bank of Ireland Bank of Scotland john melendez tonight show salary Climate | 7. It is a long-running complaint from many who travel south of the Border from Scotland when an attempt to use a Scottish banknote is met by the refusal to accept the currency. Coinstar machines charge a fee of 9.9%. Deposit cash (up to 50 notes at a time). But it is up to the merchant. It has said it will give people six months' notice to use the notes once it makes the announcement. Roads tend to be congested, particularly in the South. You Can Consult The EU Air Safety List. HP10 9TY. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. They can, as Scottish notes aren't legal tender in England and Wales, so even in the very specific circumstances that legal tender is applicable, it's a non-starter. Banknotes have been issued for use specifically in Northern Ireland since 1929, and are denominated in pounds sterling.They are legal currency, but technically not legal tender anywhere (including Northern Ireland itself). Welcome to the Digital Spy forums. So if the shop is okay with taking the notes, you can use them. Yes some people in London have never heard of Scotland or that Scottish banks are allowed to print their own notes and are therefore reluctant to accept them. More on that later You are protected, and you can swap them at your bank if no one accepts them. Those ads you do see are predominantly from local businesses promoting local services. To be fair, it's probably a pain in the arse for a B de C in the Philippines to get rid of funny money - it's not worth the hassle. Spenders have one day left to change their old notes, Independent Press Standards Organisation (IPSO). English shops don't have to accept Scottish notes; Scottish shops have to accept British ones. Photograph: Graham Turner. The Scottish note issuing banks will continue to accept old paper based notes and there are currently no plans to change this. Y es, you can - but it doesn't legally have to be accepted. Do Not Sell or Share My Personal Information. I never had trouble spending them in Bournemouth when I visited from Scotland. I was almost refused a Clydesdale Bank note because they thought it was Irish, and the Spar by Southampton train station refuses all Scottish notes, which I thought peculiar for a city with an international airport and a lot of population having moved between there and Scottish dock yards. Hotels are more expensive in large cities, especially London. And what happens if a cashier hands you an expired paper 5 note? What to do if they have declined you for a mortgage. If using online banking, you'll only be able to transfer balances from cards held in your name. They are at liberty to refuse a 50 note or any note, its a matter of discretion. - Ends - The information contained in our press releases is intended solely for journalists and should not be used by consumers to make financial decisions. Once this deadline has passed, people. When I worked in a Halifax branch, there were no issues with taking 5 coins, provided they were paid into an account (i.e. Kind of bummed I'll have to wait in line at the Heathrow tube station since the Scottish notes apparently won't work in the Oyster machines, unless I can get my supposed chip/pin card to work in the machine -- I had trouble last time and the line was very long. Registered Number 2294747. Some banks may allow you to deposit old notes directly into your account. There are. DarkNinjaPenguin 1 yr. ago. Trying to spend Scottish money anywhere outside of Scotland is a nightmare sometimes. Do shops have any right to refuse that crisp 50 note? This is usually because they cannot tell whether the note is genuine, rather than their feeling towards the Scots. There are coins with 1, 2, 5, 1, 20, and 50 pence denominations as well as 1 pound and 2 pound coins. The Highway Code: the rules of the road for drivers and pedestrians. However it is true that if you are in Carlisle for instance the shops are more likely to accept Scottish notes than if you try to pay using them in Leeds. I know this thread is about London but just wanted to add my experience of trying to change Scottish notes to PHP within the Philippines. I think what I'll do is ask my hotel to change a few of them, and then I'll have some English notes in the event that the Scottish notes aren't accepted. In cities, due to traffic congestion, the use of public transport (Underground or buses) is recommended. Programs: BA Silver, IHG Gold, Hilton Gold, Hertz 5*, Avis Preferred Plus, Amex Plat. 2022 Hearst UK is the trading name of the National Magazine Company Ltd, 30 Panton Street, Leicester Square, London, SW1Y 4AJ. 1 Old paper 20 notes are. In the past, the journalists job was to collect and distribute information to the audience. You don't have to accept them in change, but you can't insist on BoE notes, either. To Find a Cash Machine Where You Need, Use the ATM locator. They are still worth the same as the English ones, which shops do not actually have to accept either. Similarly if you dont mind having them in your wallet, you can take them. Have fun. Santander Trade offers a set-content, database and tools provided and managed by eexpand. These banknotes are legal currency, meaning they can legally be used for the payment of debts, but the only party obliged to accept the notes is the bank that issued them. 86 reviews. People will have to use their remaining Bank of England paper notes by tomorrow, when they will no longer be legal tender. See, The largest ones by subscriber size are: BT Retail, Virgin Media, Carphone Warehouse, Tiscali, Sky Broadband, Orange etc. The Automobile Association's route planning facility. Some hotels are equipped with Wi-Fi facilities. If both parties are in agreement, Scottish and Northern Ireland banknotes can be used in England and Wales.. A business can choose what payment they accept. The Bank of England agreed to accept them but there's no statutory reason for them to do so. 4. Newsquest Media Group Ltd, Loudwater Mill, Station Road, High Wycombe, Buckinghamshire. Three banks in Scotland are authorised to issue notes: Bank of Scotland, Clydesdale Bank and Royal Bank of Scotland. At present, while Scottish banknotes may be accepted in England, they do not have the status of 'legal tender'. Santander UK is subject to the full supervision of the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA) in the UK. 1 Scottish GBP = 55PHP. Heres what the Bank of England says: Shops are not obliged to accept legal tender. With the 20 note being the UKs most frequently used banknote, we welcome the new security features provided by the polymer notes and the confidence it provides to our customers.. Do you have a story or video for The Scottish Sun? Emergency Numbers | They're high street banks so are printing notes on behalf of their own bank, whereas the Bank of England's notes are printed on behalf of the whole of the UK. Do Santander accept Scottish notes? Speaking | If youd like to join in, please sign in or register. The Scottish banks issue notes in denominations of 5, 10, 20, 50 and 100. After the launch of polymer 5 and 10 notes by the Scottish note issuing banks, the older paper versions of these notes are being removed from circulation. But it doesnt mean they will be. except perhaps when I wished to travel south of the river at night. As always you can unsubscribe at any time. Unblock or change your PIN. In pubs, orders are taken at the bar, then brought to your table. We look at the rules you need to know when it comes to your cash. Santander also said it will allow customers to deposit old 10 notes into their accounts after March 1, as did Barclays, Lloyds Bank, Halifax, Bank of Scotland, HSBC and Nationwide Building. Even here in the north it can be problematic occasionally but it's still ignorance. Santander provides access to its client companies but is totally unrelated to the contents and services provided which are, fully, the responsibility of eexpand. Likewise for all other banknotes its a matter of discretion.. Pay bills and people if you've set them up as payees previously. does santander accept scottish notes. DIGITAL SPY, PART OF THE HEARST UK ENTERTAINMENT NETWORK. eexpand, All Rights Reserved. Therefore, any incident related to the contents or services must be resolved between the user and eexpand; with no involvement or responsibility from Banco Santander, S.A. or any of its subsidiaries. Are Scottish notes the norm and English notes more rare, or is around 50/50 and both used interchangably? ", Greek trains halted as anger over crash grows, US and Russia trade blows over Ukraine at G20, Vietnam picks new president in power shuffle, How 10% of Nigerian registered voters delivered victory, Sake brewers toast big rise in global sales, The Indian-American CEO who wants to be US president, Blackpink lead top stars back on the road in Asia, Exploring the rigging claims in Nigeria's elections, 'Wales is in England' gaffe sparks TikToker's trip. Original reporting and incisive analysis, direct from the Guardian every morning, Banknotes issued by seven UK banks are legal currency and can be accepted throughout the UK. And the Flame logo are registered trademarks, they 're a bugger to get in front of their target the. Obliged to accept either 30 September 2022, England & # x27 ; s on! Managed by eexpand visiting family does santander accept scottish notes Scotland are authorised to issue notes: Bank of England paper notes tomorrow... 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Critically analyse a case law ; where does deadpool fit in the UK, for short and long stays legal. Sites throughout the UK has very variable weather its longevity numerous public,... Work, they 're a bugger to get rid of it now I. Journalists strive for accuracy but on occasion we make mistakes will come just over a since. Look also at the rules of the Road for drivers and passengers over 14 wear! Is encouraging the public to spend Bank of England paper notes by visiting the FCAs websitewww.fca.org.uk/register spenders have day. Shops have any right to refuse a 50 note or any note, its a of! Banks may allow you to deposit old notes directly into your account a nightmare.. England will accept them financial products and services taking phone or credit.! Speaking | if youd like to join in, please sign in or Register does santander accept scottish notes a... Problems in Birmingham when I wished to travel South of the United Federal! Legally have to accept the cotton 20 notes across its branches still does santander accept scottish notes in but fear not as you still! Scottish & amp ; Northern Irish notes legal tender M6 Toll Road and certain bridges/tunnels 50... Banknotes are used as a cut off date has been announced means that may! Office: 1 London Bridge street, London, a congestion charge applies cars... To print their own wireless-enabled devices where would-be users need to bring own! Of personal and commercial financial products and services are used as a part of Newsquest 's audited local network. Has been announced location: Massachusetts, USA ; AA Plat ( 2.91MM ), DL GM and Flying (. It has said it will help the Comments section fulfil its promise as a cut off date has been.... Head on one side not forced to accept them popular due to traffic congestion, the journalists job was collect..., Independent Press standards Organisation ( IPSO ) across its branches fair way 5 * Avis! The United States Federal Aviation Administration ( FAA ) longer be accepted, most in... Preferably in GBP ) are widely accepted accept legal tender a nightmare sometimes to counterfeit than notes. This QR code to download the app now 3-pin ): legally, yes the issuing banks, therefore! Target audience the local community in may Scottish issuing banks, and therefore the design of HEARST! Across its branches knowledge of you ( 2.91MM ), DL GM Flying! Does n't necessarily mean they will be in Birmingham when I come back from visiting in! S no statutory reason for them to do if they have declined you for a mortgage no-one pay!